Stock Market Could Collapse (Dividend Portfolio Risk Management)



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The stock market is tanking, but it's really good to be a dividend stock investor. I'm buying cheap dividend stocks, and I'm also thinking about ways to de-risk my portfolio. Today's video shares some really low risk I Bond and EE Bond investments that I’m buying to lower overall portfolio volatility. I Bonds are expected to yield 9.62% starting in May.
#dividend #stocks #bonds

Here's my stock/bond portfolio allocation spreadsheet from today's video: https://www.ppcian.com/ppc-ian-dividend-investing/ppc-ian-stocks-bonds-mix-ppc-ian-20220429-copyright.xlsx

Timestamps:
0:00 Introduction - Our market is tanking right now, so I'm starting a new video series on strategies to lower volatility in a dividend stock portfolio.
0:13 I don't know if I'm timing the market perfectly, but I like purchasing dividend stocks when the market is tanking.
0:33 It's very difficult to fight the Federal Reserve (they are increasing interest rates, which affects the market).
1:07 My number 1 strategy is focusing on the highest-quality dividend-paying stocks, with a primary focus on the income they generate (for me).
1:34 Apple (AAPL) just increased their dividend by 4.5%.
2:30 In today's video, I will discuss I Bonds and EE Bonds.
4:16 SEGMENT 1: CHECK OUT MY PATREON
5:15 SEGMENT 2: THOUGHTS ON I BONDS AND EE BONDS
6:29 I do not believe "bonds are dead". I think certain types of bonds could have a place in one's portfolio. Buying bonds, holding through maturity, and collecting interest may still have a place in buffering volatility.
8:40: SEGMENT 3: I BONDS ARE DESIGNED TO PROTECT SAVINGS AGAINST INFLATION
9:10 The I Bonds issued starting Monday, May 2 are expected to yield 9.62%.
10:35 Investors don't need high risk investments to receive a 9.62% interest rate! Now, it's possible with a government-backed bond.
11:28 I Bond Purchase Limits
12:19 I Bonds could even have a place in one’s long-term business reserves.
13:33 SEGMENT 4: EE BONDS ARE DESIGNED TO DOUBLE AFTER 20 YEARS
15:07 It returns 3.53% per year.
15:36 3.53% may not sound like a lot, and it's not. However, it's a way to de-risk a volatile stock portfolio.
15:54 KEY POINT: These bonds look more attractive for those who have fixed expenses lower than 3:53%.
16:19 I look at I Bonds and EE Bonds blended.
16:50 SEGMENT 5: DEPLOYING EVEN MORE MONEY IN BONDS (TREASURY BONDS)
17:32 Treasury Notes are offering a nice yield for 2-7 year money.
18:17 KEY: Treasury Notes can be used for money earmarked for future I Bond and EE Bond deployment.
19:00 Current Rates On Treasury Notes (From TreasuryDirect dot Gov)
19:30 KEY POINT: Interest rates are surging. This is why the stock market is tanking!
20:59 KEY POINT: Treasuries can be great for those who have a lump sum of money. Treasuries can help with dollar cost averaging.
22:17 SEGMENT 6: BOND ARBITRAGE STRATEGY
23:55 SEGMENT 7: MORE NOTES ON I BONDS AND EE BONDS
25:20 KEY POINT: Could be a great way to earn interest on business reserves.
26:02 Every dollar counts.
26:58 SEGMENT 8: STOCKS AND BONDS ALLOCATION SPREADSHEET ANALYSIS
28:50 I'm more of a 90% stocks, 10% bonds kind of investor.
31:16 DISCLOSURE AND DISCLAIMER
32:09 BONUS SEGMENT: MARIE (MINDS IN MOTION) MEMORIAL - WE LOVE YOU, MARIE!

DISCLOSURE: I am long EE Bonds, Apple (AAPL), Alphabet (GOOGL), and XYLD. I own these stocks and bonds in my personal stock portfolio. Also, I expect to purchase I Bonds on Monday.

DISCLAIMER: All information and data on my YouTube Channel, blog, email newsletters, white papers, Excel files, and other materials is solely for informational purposes. I make no representations as to the accuracy, completeness, suitability or validity of any information. I will not be liable for any errors, omissions, losses, injuries or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights. I will not be responsible for the accuracy of material that is linked on this site.

Because the information herein is based on my personal opinion and experience, it should not be considered professional financial investment advice or tax advice. The ideas and strategies that I provide should never be used without first assessing your own personal/financial situation, or without consulting a financial and/or tax professional. My thoughts and opinions may also change from time to time as I acquire more knowledge. These are, as discussed above, solely my thoughts and opinions. I reserve the right to delete any comments for any reason (abusive in nature, contain profanity, etc.). Your continued reading/use of my YouTube Channel, blog, email newsletters, whitepapers, Excel files, and other materials constitutes your agreement with and acceptance of this disclaimer.

COPYRIGHT: All PPC Ian videos, Excel files, guides, and other content are (c) Copyright IJL Productions LLC. PPC Ian is a registered trademark (tm) of IJL Productions LLC.
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